Benefits that truly benefit: insurer perspective

Autor: Mercer Marsh

Fuente: Mercer Marsh

Medical trend1 has outpaced general inflation by close to three times for the past number of years, and this year a new factor came into play: the global COVID-19 pandemic. For employer plan sponsors, the impact of the pandemic on cost has varied based on factors such as the nature of expenses typically covered under the plans, the duration/scale of lockdowns affecting utilization, and supply-side factors like provider consolidation and pricing. So while much of the story includes geographic specific impact on plan utilization, a large part of the story remains unwritten. For those managing benefit plans, it will be vital to understand how different COVID-19 scenarios will impact the relevance and sustainability of health offerings as well as near-term budget planning.

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